Life assurance
Critical Illness cover
Income protection
Accident, sickness and unemployment cover
Family protection
Home insurance
We have access to many protection and insurance products and will help ensure your family, home and income are protected against unforeseen events. This is a conversation that is often overlooked or people believe “it won’t happen to me” - we believe that this part of our advice process is as important as your mortgage so will recommend a package specific to your requirements and budget so you continue to enjoy your lifestyle however your life changes.
We can access the right cover to enable your mortgage to be repaid if you were to die during the mortgage term. This will mean your dependents can carry on living in the family home whilst being mortgage free.
If you have dependents we can also arrange Family Income Benefit which provide an income for them so they can maintain their lifestyle after your death.
This will ensure you mortgage can be repaid if you are critically ill (this is a much more likely occurrence than you dying during the term of the mortgage.)
If you’re single with no dependents this makes more sense than just arranging life cover. It can help you remain financially independent (and keep your home) if you you suffer a specified critical illness.
This type of cover will pay you a monthly income if you’re unable to work as a result of sickness or an accident. It will replace a proportion of your salary/self employed income after a period of time (chosen by you at the start of the policy) until you’re well enough to return to work, you retire or the term of the policy ends.
You’ll have a regular, continuing income to help maintain your lifestyle if you have to take time off work should you fall ill or have an accident.
The income from this policy cannot be affected by any cuts to state benefits.
Accident, sickness and unemployment cover. We can access this low cost cover which will pay a regular monthly benefit for a fixed period (12 or 24 months.) This is normally arranged to cover a mortgage commitment but landlords often ask their tenants to consider this type of policy, too.
This is a cheap and easy way to provide your family with an income rather than a lump sum if you were to die.
If you have a young family you might want cover until your children have grown up.
We have access to a panel of 5 star Defaqto rated insurance, so you have complete peace of mind that your home and contents will be fully protected.
We love to meet our customers, so feel free to visit during normal business hours. You’ll find us above SBK estate agents in Park Gate.
Canterbury House, 58 Botley Road, Park Gate, Southampton, Hampshire, SO31 1BB
Open today | 09:00 – 18:00 |
Mortgage Access Ltd trading as Mortgage Access are an Appointed Representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.
There may be a fee payable to arrange your mortgage.
Mortgage Access Ltd Registered Office: 3 Tillingbourn, fareham, Hampshire. Registered in England Number: 11130479.Copyright © 2018 Mortgage Access - All Rights Reserved.
The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK